/*! This file is auto-generated */
.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}:root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;}
:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}
:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}
:root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;}#rs-demo-id {}
.cmm-toggle-wrapper{display:none;}.cmm-toggle-wrapper .toggle-icon-open,.cmm-toggle-wrapper .toggle-icon-close{margin-right:5px;}.cmm-toggle-wrapper .toggle-icon-close{display:none;}.cmm-toggle-wrapper .cmm-toggle{color:#333;line-height:20px;text-align:center;padding:10px;display:inline-block;border:1px solid #ddd;border-radius:0;background:#fff;}.cmm-toggle-wrapper .cmm-toggle:hover{cursor:pointer;}.cmm-container .cmm.cmm-theme-default-461836{font-size:13px;font-weight:400;line-height:1.6;text-transform:none;color:#636363;width:100%;height:auto;display:table;margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-width:0px 0px 0px 0px;border-style:solid;border-color:rgba(255, 255, 255, 0.1);border-radius:0px 0px 0px 0px;background:#f6f6f6;background:-webkit-gradient(linear, left top, left bottom, from(#f6f6f6), to(#f6f6f6));background:-moz-linear-gradient(top, #f6f6f6, #f6f6f6);background:-ms-linear-gradient(top, #f6f6f6, #f6f6f6);background:-o-linear-gradient(top, #f6f6f6, #f6f6f6);background:linear-gradient(to bottom, #f6f6f6, #f6f6f6);filter:progid:DXImageTransform.Microsoft.gradient(startColorstr='#f6f6f6', endColorstr='#f6f6f6');list-style-type:none;position:relative;}.cmm-container .cmm.cmm-theme-default-461836 ul,.cmm-container .cmm.cmm-theme-default-461836 ol{list-style-type:none;}.cmm-container .cmm.cmm-theme-default-461836 ul{float:none;display:block;border:0;padding:0;position:static;}.cmm-container .cmm.cmm-theme-default-461836 ul:before,.cmm-container .cmm.cmm-theme-default-461836 ul:after{display:none;}.cmm-container .cmm.cmm-theme-default-461836 ul li{float:none;border:0;}.cmm-container .cmm.cmm-theme-default-461836 *:hover,.cmm-container .cmm.cmm-theme-default-461836 a:hover,.cmm-container .cmm.cmm-theme-default-461836 li:hover,.cmm-container .cmm.cmm-theme-default-461836 *:focus,.cmm-container .cmm.cmm-theme-default-461836 a:focus,.cmm-container .cmm.cmm-theme-default-461836 li:focus,.cmm-container .cmm.cmm-theme-default-461836 *:active,.cmm-container .cmm.cmm-theme-default-461836 a:active,.cmm-container .cmm.cmm-theme-default-461836 li:active{outline:none;}.cmm-container .cmm.cmm-theme-default-461836 a,.cmm-container .cmm.cmm-theme-default-461836 .cmm-nav-link{color:#636363;font-size:13px;font-weight:400;line-height:1.6;text-transform:none;width:auto;display:block;-webkit-box-shadow:none;box-shadow:none;}.cmm-container .cmm.cmm-theme-default-461836 a > .cmm-icon,.cmm-container .cmm.cmm-theme-default-461836 .cmm-nav-link > .cmm-icon{margin-right:5px;}.cmm-container .cmm.cmm-theme-default-461836 a > .cmm-icon i.dashicons,.cmm-container .cmm.cmm-theme-default-461836 .cmm-nav-link > .cmm-icon i.dashicons{vertical-align:sub;}.cmm-container .cmm.cmm-theme-default-461836 a:hover,.cmm-container .cmm.cmm-theme-default-461836 a:active{color:#f26522;}.cmm-container .cmm.cmm-theme-default-461836 li{height:auto;background:none;}.cmm-container .cmm.cmm-theme-default-461836 li > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-nav-link{position:relative;}.cmm-container .cmm.cmm-theme-default-461836 li > ul,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container{position:absolute;left:100%;top:0;text-align:left;min-width:200px;z-index:999;visibility:hidden;opacity:0;transition:all 0.3s ease-in;}.cmm-container .cmm.cmm-theme-default-461836 li > ul .menu-item a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .menu-item a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .menu-item a,.cmm-container .cmm.cmm-theme-default-461836 li > ul .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-nav-link{display:block;padding:7px 20px 7px 30px;}.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container ul.sub-menu,.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container .cmm-sub-wrapper{width:auto !important;margin:0;padding:5px 0px 5px 0px;border-width:0px 0px 0px 0px;border-style:solid;border-color:rgba(255, 255, 255, 0.1);border-radius:0px 0px 0px 0px;box-shadow:0px 0px 12px 0px rgba(0, 0, 0, 0.3);background:#fff;background:-webkit-gradient(linear, left top, left bottom, from(#fff), to(#fff));background:-moz-linear-gradient(top, #fff, #fff);background:-ms-linear-gradient(top, #fff, #fff);background:-o-linear-gradient(top, #fff, #fff);background:linear-gradient(to bottom, #fff, #fff);filter:progid:DXImageTransform.Microsoft.gradient(startColorstr='#fff', endColorstr='#fff');}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container{background:none;}.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container > ul.sub-menu,.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container .cmm-sub-wrapper{position:static;display:block !important;opacity:1 !important;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .sub-menu li,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li{position:relative;padding:0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .sub-menu li:hover,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li:hover,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .sub-menu li.focus,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li.focus{padding:0;background:none;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .sub-menu li > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .sub-menu li > .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li > .cmm-nav-link{border-width:0px 0px 0px 0px;border-style:solid;border-color:rgba(255, 255, 255, 0.1);color:#636363;background-color:rgba(255, 255, 255, 0);}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .sub-menu li > a:hover,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li > a:hover{color:#07aaba;border-style:solid;border-color:rgba(255, 255, 255, 0.1);background-color:rgba(255, 255, 255, 0);}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .sub-menu li.menu-item-has-children > .cmm-dropdown-toggle,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li.menu-item-has-children > .cmm-dropdown-toggle{color:#636363;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .sub-menu li:last-child > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li:last-child > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .sub-menu li:last-child > .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li:last-child > .cmm-nav-link{border-width:0px;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container{border:0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper{position:relative;left:auto;right:auto;padding:20px 20px 20px 20px;border-width:0px 0px 0px 0px;border-style:solid;border-color:rgba(255, 255, 255, 0.1);border-radius:0px 0px 0px 0px;box-shadow:0px 0px 12px 0px rgba(0, 0, 0, 0.3);background:#fff;background:-webkit-gradient(linear, left top, left bottom, from(#fff), to(#fff));background:-moz-linear-gradient(top, #fff, #fff);background:-ms-linear-gradient(top, #fff, #fff);background:-o-linear-gradient(top, #fff, #fff);background:linear-gradient(to bottom, #fff, #fff);filter:progid:DXImageTransform.Microsoft.gradient(startColorstr='#fff', endColorstr='#fff');}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .vc_row{position:relative;z-index:1;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .cmm--image{position:absolute;z-index:0;right:0;bottom:0;max-height:100%;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul{left:auto;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu li + li{margin:0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu li{margin:0;padding:0;border:0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu li a{width:auto;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu li a:focus,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu li a:hover{box-shadow:none;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu li:hover{padding:0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.sub-menu{left:100%;margin:0;padding:0px 0px 0px 0px;border-width:0px 0px 0px 0px;border-style:solid;border-color:rgba(255, 255, 255, 0.1);border-radius:0px 0px 0px 0px;box-shadow:0px 0px 12px 0px rgba(0, 0, 0, 0.3);background:#fff;background:-webkit-gradient(linear, left top, left bottom, from(#fff), to(#fff));background:-moz-linear-gradient(top, #fff, #fff);background:-ms-linear-gradient(top, #fff, #fff);background:-o-linear-gradient(top, #fff, #fff);background:linear-gradient(to bottom, #fff, #fff);filter:progid:DXImageTransform.Microsoft.gradient(startColorstr='#fff', endColorstr='#fff');}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu{opacity:1;display:block;visibility:inherit;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu li{padding:0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu li:hover,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu li.focus{padding:0;background:none;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li > .cmm-nav-link{padding:8px 0px 8px 0px;border-width:0px 0px 0px 0px;border-style:solid;border-color:rgba(255, 255, 255, 0.1);color:#636363;background-color:#fff;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li > a:hover{color:#f26522;border-style:solid;border-color:rgba(255, 255, 255, 0.1);background-color:#fff;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li:last-child > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li:last-child > .cmm-nav-link{border-width:0px;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li li a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li li > .cmm-nav-link{padding:8px 15px 8px 15px;border-width:0px 0px 0px 0px;border-style:solid;border-color:rgba(255, 255, 255, 0.1);color:#636363;background-color:#fff;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li li a:hover{color:#f26522;border-color:rgba(255, 255, 255, 0.1);border-style:solid;background-color:#fff;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li li.menu-item-has-children > .cmm-dropdown-toggle{color:#636363;}.cmm-container .cmm.cmm-theme-default-461836 li ul li{border:0;}.cmm-container .cmm.cmm-theme-default-461836 li ul li:hover > ul,.cmm-container .cmm.cmm-theme-default-461836 li ul li:hover > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836 li ul li:hover > .cmm-content-container{top:0;left:100%;right:auto;}.cmm-container .cmm.cmm-theme-default-461836 li.cmm-mega > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836 li.cmm-mega:hover > .cmm-sub-container{display:none !important;}.cmm-container .cmm.cmm-theme-default-461836 li.cmm-mega.cmm-layout-left_edge_item .cmm-content-container{left:0;right:auto;}.cmm-container .cmm.cmm-theme-default-461836 li.cmm-mega.cmm-layout-right_edge_item .cmm-content-container{left:auto;right:0;}.cmm-container .cmm.cmm-theme-default-461836 li.cmm-mega ul.menu{border:0;box-shadow:none;position:static;}.cmm-container .cmm.cmm-theme-default-461836 li.cmm-mega ul.menu > li{border:0;}.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children > a:after,.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children > .cmm-nav-link:after{color:inherit;font-size:12px;font-family:Dashicons;content:'\f140';line-height:1;position:absolute;top:50%;right:5px;margin:-6px 0 0 0;vertical-align:middle;display:inline-block;-webkit-transform:rotate(0);-moz-transform:rotate(0);-ms-transform:rotate(0);transform:rotate(0);}.cmm-container .cmm.cmm-theme-default-461836 li .cmm-dropdown-toggle{display:none;}.cmm-container .cmm.cmm-theme-default-461836 li:hover > ul,.cmm-container .cmm.cmm-theme-default-461836 li:hover > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836 li:hover > .cmm-content-container{visibility:visible;opacity:1;z-index:1000;}.cmm-container .cmm.cmm-theme-default-461836 li:hover > .cmm-sub-container > ul.sub-menu,.cmm-container .cmm.cmm-theme-default-461836 li:hover > .cmm-sub-container .cmm-sub-wrapper{visibility:visible !important;opacity:1 !important;}.cmm-container .cmm.cmm-theme-default-461836 li:hover > a{color:#f26522;}.cmm-container .cmm.cmm-theme-default-461836 > li{position:relative;display:inline-block;}.cmm-container .cmm.cmm-theme-default-461836 > li > a,.cmm-container .cmm.cmm-theme-default-461836 > li > .cmm-nav-link{color:#717171;border-width:0px 0px 2px 0px;border-style:solid;border-color:rgba(255, 255, 255, 0.1);font-size:14px;font-weight:400;text-transform:uppercase;height:50px;line-height:50px;margin:0px 0px 0px 0px;padding:0px 20px 0px 20px;background-color:rgba(0, 0, 0, 0);}.cmm-container .cmm.cmm-theme-default-461836 > li > a:hover{border-style:solid;border-color:#07aaba;color:#07aaba;background-color:rgba(0, 0, 0, 0);}.cmm-container .cmm.cmm-theme-default-461836 > li > a:active,.cmm-container .cmm.cmm-theme-default-461836 > li > a.active{background-color:rgba(0, 0, 0, 0);}.cmm-container .cmm.cmm-theme-default-461836 > li > .cmm-dropdown-toggle{color:#717171;}.cmm-container .cmm.cmm-theme-default-461836 > li:last-child > a,.cmm-container .cmm.cmm-theme-default-461836 > li:last-child > .cmm-nav-link{border-width:0px;}.cmm-container .cmm.cmm-theme-default-461836 > li > ul,.cmm-container .cmm.cmm-theme-default-461836 > li > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836 > li > .cmm-content-container{top:100%;left:0;}.cmm-container .cmm.cmm-theme-default-461836 > li li.menu-item-has-children > a:after,.cmm-container .cmm.cmm-theme-default-461836 > li li.menu-item-has-children > .cmm-nav-link:after{font-family:Dashicons;content:'\f139';}.cmm-container .cmm.cmm-theme-default-461836 > li:hover > ul,.cmm-container .cmm.cmm-theme-default-461836 > li:hover > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836 > li:hover > .cmm-content-container{top:100%;}.cmm-container .cmm.cmm-theme-default-461836 > li:hover > a,.cmm-container .cmm.cmm-theme-default-461836 > li.current-menu-item > a,.cmm-container .cmm.cmm-theme-default-461836 > li.current-menu-ancestor > a{color:#07aaba;}.cmm-container .cmm.cmm-theme-default-461836 .current-menu-item > a,.cmm-container .cmm.cmm-theme-default-461836 .current-menu-ancestor > a{color:#f26522;}.cmm-container .cmm.cmm-theme-default-461836 .widget{border:0;padding:0;margin:0;}.cmm-container .cmm.cmm-theme-default-461836 .widgettitle,.cmm-container .cmm.cmm-theme-default-461836 .widget-title,.cmm-container .cmm.cmm-theme-default-461836 .wpb_heading,.cmm-container .cmm.cmm-theme-default-461836 .clever-custom-title{font-size:15px;font-weight:600;color:#252525;text-transform:uppercase;padding:0px 0px 0px 0px;margin:0px 0px 20px 0px;border-radius:0px 0px 0px 0px;border-width:0px 0px 0px 0px;border-style:solid;border-color:rgba(255, 255, 255, 0.1);background:#fff;background:-webkit-gradient(linear, left top, left bottom, from(#fff), to(#fff));background:-moz-linear-gradient(top, #fff, #fff);background:-ms-linear-gradient(top, #fff, #fff);background:-o-linear-gradient(top, #fff, #fff);background:linear-gradient(to bottom, #fff, #fff);filter:progid:DXImageTransform.Microsoft.gradient(startColorstr='#fff', endColorstr='#fff');}.cmm-container .cmm.cmm-theme-default-461836.cmm-horizontal.cmm-horizontal-align-left{text-align:left;}.cmm-container .cmm.cmm-theme-default-461836.cmm-horizontal.cmm-horizontal-align-right{text-align:right;}.cmm-container .cmm.cmm-theme-default-461836.cmm-horizontal.cmm-horizontal-align-center{text-align:center;}.cmm-container .cmm.cmm-theme-default-461836.cmm-menu-fade-up li.menu-item-has-children > ul.menu,.cmm-container .cmm.cmm-theme-default-461836.cmm-menu-fade-up li.menu-item-has-children > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836.cmm-menu-fade-up li.menu-item-has-children > .cmm-content-container{top:calc(100% + 40px);}.cmm-container .cmm.cmm-theme-default-461836.cmm-menu-fade-up li.menu-item-has-children:hover > ul.menu,.cmm-container .cmm.cmm-theme-default-461836.cmm-menu-fade-up li.menu-item-has-children:hover > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836.cmm-menu-fade-up li.menu-item-has-children:hover > .cmm-content-container{top:0;}.cmm-container .cmm.cmm-theme-default-461836.cmm-menu-fade-up > li.menu-item-has-children:hover > ul.menu,.cmm-container .cmm.cmm-theme-default-461836.cmm-menu-fade-up > li.menu-item-has-children:hover > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836.cmm-menu-fade-up > li.menu-item-has-children:hover > .cmm-content-container{top:100%;}.cmm-container .cmm.cmm-theme-default-461836.cmm-no-effect li > ul,.cmm-container .cmm.cmm-theme-default-461836.cmm-no-effect li > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836.cmm-no-effect li > .cmm-content-container{-moz-transition:none;-webkit-transition:none;-o-transition:none;-ms-transition:none;transition:none;}.cmm-container .cmm.cmm-theme-default-461836.cmm-no-effect li:hover > ul,.cmm-container .cmm.cmm-theme-default-461836.cmm-no-effect li:hover > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836.cmm-no-effect li:hover > .cmm-content-container{-moz-transition:none;-webkit-transition:none;-o-transition:none;-ms-transition:none;transition:none;}@media (max-width:992px){.cmm-toggle-wrapper{display:block;}.cmm-toggle-wrapper .cmm-toggle.toggled-on .toggle-icon-close{display:inline-block;}.cmm-toggle-wrapper .cmm-toggle.toggled-on .toggle-icon-open{display:none;}.cmm-container{width:100%;clear:both;}.cmm-container .cmm.cmm-theme-default-461836{color:rgba(255, 255, 255, 0.6);display:none;position:absolute;padding:0 20px;background:#1f1f1f;background:-webkit-gradient(linear, left top, left bottom, from(#1f1f1f), to(#1f1f1f));background:-moz-linear-gradient(top, #1f1f1f, #1f1f1f);background:-ms-linear-gradient(top, #1f1f1f, #1f1f1f);background:-o-linear-gradient(top, #1f1f1f, #1f1f1f);background:linear-gradient(to bottom, #1f1f1f, #1f1f1f);filter:progid:DXImageTransform.Microsoft.gradient(startColorstr='#1f1f1f', endColorstr='#1f1f1f');}.cmm-container .cmm.cmm-theme-default-461836 a,.cmm-container .cmm.cmm-theme-default-461836 .cmm-nav-link{color:rgba(255, 255, 255, 0.6);}.cmm-container .cmm.cmm-theme-default-461836 a:hover{color:#fff;}.cmm-container .cmm.cmm-theme-default-461836 .cmm--image{display:none;}.cmm-container .cmm.cmm-theme-default-461836 .vc_row .wpb_column{width:100%;}.cmm-container .cmm.cmm-theme-default-461836 .vc_row.wpb_row{background:none !important;}.cmm-container .cmm.cmm-theme-default-461836 li,.cmm-container .cmm.cmm-theme-default-461836 > li{width:100%;position:relative !important;}.cmm-container .cmm.cmm-theme-default-461836 li{border-bottom-width:1px;border-bottom-style:dotted;border-bottom-color:rgba(255, 255, 255, 0.2);}.cmm-container .cmm.cmm-theme-default-461836 li:last-child{border-bottom:0;}.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children > a:before,.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children > .cmm-nav-link:before,.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children > a:after,.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children > .cmm-nav-link:after{display:none;}.cmm-container .cmm.cmm-theme-default-461836 li > ul,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container{width:auto !important;position:static;opacity:1;visibility:visible;display:none;box-shadow:none;overflow:hidden;padding:0 !important;background:none;}.cmm-container .cmm.cmm-theme-default-461836 li > ul.clever-toggled-on,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container.clever-toggled-on,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container.clever-toggled-on{display:block;}.cmm-container .cmm.cmm-theme-default-461836 li > ul,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper{padding:0 0 0 20px !important;border-top-width:1px;border-top-style:dotted;border-top-color:rgba(255, 255, 255, 0.2);background:none;}.cmm-container .cmm.cmm-theme-default-461836 li > ul li,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper li{border-top-width:1px;border-top-style:dotted;border-top-color:rgba(255, 255, 255, 0.2);}.cmm-container .cmm.cmm-theme-default-461836 li > ul li:last-child,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li:last-child,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper li:last-child{border-bottom:0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper{position:relative;left:auto;right:auto;top:auto;opacity:1;visibility:visible;display:block;box-shadow:none !important;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .wpb_wrapper .wpb_content_element,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .wpb_wrapper .wpb_content_element{margin:0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper ul.menu,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widget ul.menu,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu{background:none;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper ul.menu .sub-menu,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu .sub-menu,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widget ul.menu .sub-menu,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu .sub-menu{background:none;padding-left:20px !important;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper ul.menu li a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu li a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widget ul.menu li a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu li a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper ul.menu li .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu li .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widget ul.menu li .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu li .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper ul.menu > li > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widget ul.menu > li > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu > li > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper ul.menu > li > .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li > .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widget ul.menu > li > .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu > li > .cmm-nav-link{padding:0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper ul.menu li,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu li,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widget ul.menu li,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu li{border-bottom-width:1px;border-bottom-style:dotted;border-bottom-color:rgba(255, 255, 255, 0.2);}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper ul.menu li a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu li a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widget ul.menu li a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu li a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper ul.menu li .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu li .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widget ul.menu li .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu li .cmm-nav-link{line-height:50px;border:0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper ul.menu > li > a:hover,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li > a:hover,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widget ul.menu > li > a:hover,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget ul.menu > li > a:hover{color:#fff;background:none;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widgettitle,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widgettitle,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .widget-title,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .widget-title,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .wpb_heading,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .wpb_heading,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper .clever-custom-title,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper .clever-custom-title{color:rgba(255, 255, 255, 0.6);line-height:50px;margin:0;padding:0;border-bottom-width:1px;border-bottom-style:dotted;border-bottom-color:rgba(255, 255, 255, 0.2);background:none;}.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container ul.sub-menu,.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container .cmm-sub-wrapper{box-shadow:none;background:none;}.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container ul.sub-menu li > a,.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container .cmm-sub-wrapper li > a,.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container ul.sub-menu li > .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container .cmm-sub-wrapper li > .cmm-nav-link{color:rgba(255, 255, 255, 0.6);}.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container ul.sub-menu li > a:hover,.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container .cmm-sub-wrapper li > a:hover{color:#fff;}.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container ul.sub-menu > li,.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container .cmm-sub-wrapper > li{padding:0;}.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container ul.sub-menu > li:hover,.cmm-container .cmm.cmm-theme-default-461836 li .cmm-sub-container .cmm-sub-wrapper > li:hover{padding:0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper > .vc_row{padding:10px 0;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li > .cmm-nav-link{color:rgba(255, 255, 255, 0.6);background:none;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper ul.menu > li > a:hover{color:#fff;}.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper li > a,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li > .cmm-nav-link,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-content-container .cmm-content-wrapper li > .cmm-nav-link{line-height:50px;padding:0;}.cmm-container .cmm.cmm-theme-default-461836 li .vc_column-inner{padding-top:0 !important;padding-bottom:0 !important;}.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children > a:before,.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children > a:after{display:none;}.cmm-container .cmm.cmm-theme-default-461836 li .dropdown-toggle{display:none;}.cmm-container .cmm.cmm-theme-default-461836 li .cmm-dropdown-toggle{background-color:transparent;border:0;-webkit-box-shadow:none;box-shadow:none;display:block;font-size:16px;right:0;line-height:1.5;margin:0 auto;padding:13px 18px;position:absolute;text-shadow:none;top:0;}.cmm-container .cmm.cmm-theme-default-461836 li .cmm-dropdown-toggle i{transition:all 0.3s;}.cmm-container .cmm.cmm-theme-default-461836 li .cmm-dropdown-toggle.clever-toggled-on i{-ms-transform:rotate(-180deg);-webkit-transform:rotate(-180deg);transform:rotate(-180deg);}.cmm-container .cmm.cmm-theme-default-461836 > li > a,.cmm-container .cmm.cmm-theme-default-461836 > li > .cmm-nav-link{height:auto;line-height:50px;padding:0 !important;border:none;color:rgba(255, 255, 255, 0.6);}.cmm-container .cmm.cmm-theme-default-461836 > li > a{background:none !important;}.cmm-container .cmm.cmm-theme-default-461836 > li > a:hover{border:none;color:#fff;background:none !important;}.cmm-container .cmm.cmm-theme-default-461836 > li:hover > a,.cmm-container .cmm.cmm-theme-default-461836 > li.current-menu-item > a,.cmm-container .cmm.cmm-theme-default-461836 > li.current-menu-ancestor > a{color:#fff;}.cmm-container .cmm.cmm-theme-default-461836 > li > .cmm-dropdown-toggle,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .sub-menu li.menu-item-has-children > .cmm-dropdown-toggle,.cmm-container .cmm.cmm-theme-default-461836 li > .cmm-sub-container .cmm-sub-wrapper li.menu-item-has-children > .cmm-dropdown-toggle{color:rgba(255, 255, 255, 0.6);}.cmm-container .cmm.cmm-theme-default-461836 ul,.cmm-container .cmm.cmm-theme-default-461836 .widgettitle,.cmm-container .cmm.cmm-theme-default-461836 .widget-title,.cmm-container .cmm.cmm-theme-default-461836 .wpb_heading,.cmm-container .cmm.cmm-theme-default-461836 .clever-custom-title{background:none;}.cmm-container .cmm.cmm-theme-default-461836.cmm-horizontal.cmm-horizontal-align-left{text-align:left;}.cmm-container .cmm.cmm-theme-default-461836.cmm-horizontal.cmm-horizontal-align-right{text-align:left;}.cmm-container .cmm.cmm-theme-default-461836.cmm-horizontal.cmm-horizontal-align-center{text-align:left;}.cmm-container.toggled-on .cmm.cmm-theme-default-461836{display:table;}}@media (max-width:768px){.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children.cmm-hide-sub-items > ul.sub-menu,.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children.cmm-hide-sub-items > clever-sub-menu-container,.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children.cmm-hide-sub-items > .cmm-content-container,.cmm-container .cmm.cmm-theme-default-461836 li.menu-item-has-children.cmm-hide-sub-items > .cmm-dropdown-toggle{display:none !important;}}#menu-menu-principal { z-index: 9999999; } .cmm-container .cmm.cmm-theme-default-461836 > li > a:hover { text-decoration: none; }
y15r
Na coluna da Dinheirista desta semana, dívidas no nome dos pais podem comprometer a herança dos filhos? E o que fazer caso as dívidas tenham sido contraídas por um dos filhos em nome dos pais?
Muitos brasileiros se preocupam em não deixar dívidas para os filhos depois de morrer. Felizmente, dívidas não podem ser herdadas, no sentido de que os herdeiros não precisam tirar do próprio bolso caso a pessoa falecida deixe débitos em aberto. Mas elas podem sim comprometer a herança . E a pergunta da Dinheirista de hoje tem a ver com isso:
Descobri que meu irmão, que está desempregado, tem uma série de dívidas grandes no nome dos meus pais idosos, tudo em segredo. Temo que, se eu contar para os meus pais, eles morram de desgosto, mas também tenho receio de que essas dívidas comprometam seriamente nossa herança. Isso pode acontecer? Se sim, o que devo fazer?
Antes de ar à resposta, lembre-se de que, se você quiser ter sua dúvida sobre finanças e investimentos respondida neste espaço, basta enviá-la por e-mail para [email protected] .
Agora, vamos lá. Quando alguém morre e deixa dívidas, mas não bens, não há o que se cobrar, pois os herdeiros não são obrigados a pagar essas obrigações com recursos próprios.
Porém, quando o falecido deixa dívidas e bens, estes devem ser utilizados para pagar os débitos, e aí podem ocorrer duas situações. No caso de dívidas em valor inferior ao do patrimônio, este deverá ser usado para quitá-las, e os herdeiros terão direito apenas ao que sobrar. Ou seja, o valor da herança é reduzido
Já no caso das dívidas que superam o valor dos bens, o pagamento será apenas parcial, pois é limitado à totalidade do patrimônio do falecido. Assim, os bens serão totalmente destinados ao pagamento dos débitos, e os herdeiros ficarão sem nada, mas também não poderão ser cobrados pela parcela das dívidas que não foi paga.
Então, respondendo à sua pergunta, sim o que o seu irmão fez pode comprometer a herança de vocês caso seus pais venham a falecer com essas dívidas em aberto. Dependendo do valor das obrigações e do patrimônio deles, a herança pode ser reduzida ou até mesmo zerada.
Vale lembrar que há dois tipos de dívidas que não atingem o espólio e a herança: os empréstimos consignados, com desconto em folha de pagamento, que são extintos com a morte do devedor; e os financiamentos que contam com seguro prestamista, um seguro que cobre morte e invalidez do devedor – nesse caso, a seguradora fica responsável por quitar o débito.
O que você pode fazer a respeito: segundo a advogada de família Vanessa Paiva, sócia do escritório Paiva e André Advogados, seus pais deverão uma procuração para que um advogado ingresse com uma ação de cobrança, explicando toda essa situação – o que o seu irmão está fazendo sem o conhecimento deles – para o judiciário.
O problema é que, para isso, você precisará contar aos seus pais o que está acontecendo. Caso eles sejam interditados, porém, o curador é o responsável pela .
“Infelizmente é bem comum esse tipo de conduta”, diz a advogada sobre esse tipo de situação.
Fonte: Seu dinheiro
Notícias Relacionadas
Artigo – UOL – Em quais situações posso perder meu imóvel próprio? – Júlia Mendonça 1t274v Muitas pessoas fazem de tudo para ter a casa própria. Financiam em 30 anos, emprestam…
Câmara dos Deputados: Câmara aprova MP que recria órgão para proteção de dados pessoais 2k2c6r A criação da Autoridade Nacional de Proteção de Dados havia sido vetada pelo então presidente…
Cartórios de Notas de Divinópolis apontam crescimento de 48,3% nas Uniões Estáveis que provam direito à pensão do INSS 302a4q Levantamento realizado pelo CNB mostra que, até agosto deste ano, foram realizadas 89 escrituras de…
Diário do Judiciário Eletrônico – TJ/MG – Corregedoria-Geral de Justiça gerência de orientação e fiscalização dos serviços notariais e de registro – GENOT 582c6z De ordem do CORREGEDOR-GERAL DE JUSTIÇA DO ESTADO DE MINAS GERAIS, nos termos do que…